It is NEVER too late for RIGHT NOW! Start now, don't wait. "Putting off" suffering, actually prolongs it! Put the effort in right now and reap the benefits for the rest of you life. I have a couple of young clients that dropped out of school and are now realizing that they want their GED. There is no better time than RIGHT NOW! Do the work now, then you can be done with it. Don't wait for the right time, there is no "right time," there is only right NOW!
So today, get off your a$$, and starting doing something NOW. Get it done, then you can take deep breaths and relax knowing that you don't have to worry anymore about it. Whatever "it" is, get it done, and Live Inspired Now!